Joonko allows you to compare loans from our German banking partners. Therefore, you have to meet the following specific criteria:

- You are at least 18 years old.

- You live in Germany, and you have a German bank account.

- You are a worker, an employee, a public officer or a pensioner.

- You have a regular monthly income and are able to pay the due rates.

- You have a positive credit score (e.g. from Schufa) and you are assessed as creditworthy.

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