Nocturnal/ordinary pitch: The place where the vehicle is regularly parked overnight.

eVB number (electronic insurance confirmation): The eVB number is proof of a valid and existing liability insurance. Liability insurance is required by law in order to register or drive a vehicle.

Excess: The proportional amount to be paid by the insured in the event of a claim.

Participation in Accompanied Driving (BF17): In Germany, a driver may possess a driving licence before reaching the age of 18, but may only drive if a registered person accompanies them. This helps to better prepare for road traffic and therefore for more positive safety statistics.

Seasonal licence plate: A vehicle licence plate that is only valid for parts of the year. This is normally only used for more seasonal vehicles, e. g. a convertible.

Vehicle use: Whether a vehicle is used privately or commercially.

Vehicle category – Kombi/Limousine/Cabriolet: The different vehicle body types.

Increase of risk: If essential circumstances change (e.g. parking space, regular vehicle use) the insurer must be informed immediately. Failure to do so may result in a higher insurance premium or uncompensated damage. 

Points in Flensburg: The insurer includes the entries / points in the traffic central register in Flensburg in the contribution calculation.

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