You can cancel your car insurance every year with one month's notice. The date the insurance company receives the cancellation is decisive.
Most insurance policies expire at the end of the calendar year. In this case, the insurer needs to receive your written cancellation notice by 30th November of the current year at the latest.
The notice of cancellation for motor vehicle insurance should contain the following information:
- Your address
- Address of the insurance
- Your policy number
- The registration number of your vehicle
- Your signature
Use an unmistakable subject line. For example: "Cancellation of car insurance". Ask in the body of your letter or e-mail also about a receipt confirmation of your cancellation.
Here you can find our cancellation letter template for you to use.
Special cancellation rights: motor vehicle insurance
Under certain conditions, you have special cancellation rights (extraordinary termination) for your car insurance. With such special cancellation rights you are not bound to a change date or a fixed deadline. A notice period of one month also applies to extraordinary notices of termination.
Situations where you can use the special cancellation rights:
- After an accident
- In the event of a change of vehicle
- If the premium is increased
- Reduction of cover for same price
- An insurance component becomes more expensive