The no-claims (SF) class that applies to you can be found on your last contribution invoice.
Check out the example table below to see examples of your no-claims (SF) class and the discount that may apply.
This data may differ depending on the insurer and the policy holder.
Let’s say, for example, that your insurance premium is 400 € per year.
If you drive for four years with no accidents, you will be in no-claims class SF4 and will receive a no-claims bonus of 35% on your premium. With a no-claims discount of 140 €, your premium is therefore reduced to 260 €.
You can easily calculate your no-claims (SF) class yourself if you know how many years you’ve been driving (without damage or accident) and how long you’ve been insuring a vehicle. Add the two numbers, subtract 1, and you’ll have an idea of what your no-claims (SF) class is.
To be on the safe side, you can find your current and actual no-claims (SF) class on your last invoice from your current or previous insurer.
If you have claimed the costs of a damage or accident in the past, it is best to contact your insurer to find out your current no-claims (SF) class.